# Cashwise Finance — LLM Context File # Source: https://www.cashwise.finance # Generated: 2026-05-21 > Cashwise Finance is a multi-currency fintech app that enables individuals and businesses to send and receive money globally, manage multi-currency wallets, make cashless payments, pay bills, and access virtual USD cards — all from a single mobile app. It is registered and regulated by the Central Bank of Nigeria as a Micro Finance Bank. ## Company Overview - **Company name:** Cashwise Finance - **Website:** https://www.cashwise.finance - **Tagline:** Send and Receive money to and from those that matters at the best market rates - **Description:** A borderless, all-in-one financial services app for individuals and businesses. Described internally as a "FinTech Wonderland" — combining interoperable multi-currency wallets, virtual cards, and bank accounts in a single platform. - **Regulation:** Registered and regulated by the Central Bank of Nigeria (CBN) as a Micro Finance Bank. Money remittances and financial services provided by a licensed IMTO (International Money Transfer Operator) partner. - **Primary markets:** Nigeria, United States, Canada, United Kingdom - **Contact phone:** +1 (443) 422-8286 - **Contact email:** support@cashwise.finance - **App Store (iOS):** https://apps.apple.com/us/app/cashwise-finance/id6449849816 - **Google Play (Android):** https://play.google.com/store/apps/details?id=com.cashwiseapp.cashwise --- ## Mission To craft the epitome of efficiency in global financial management — providing a user-friendly, instant, direct, transparent, and cost-effective solution for transferring and managing funds worldwide. Making money movement seamless and accessible regardless of location. --- ## Core Products & Features ### 1. Multi-Currency Wallets - Interoperable wallets supporting multiple currencies in a single app - Supported currencies include: US Dollar (USD), Nigerian Naira (NGN), Canadian Dollar (CAD), British Pounds (GBP) - Send and receive money at best market exchange rates - Manage local and international funds from one place - Universal access — use funds from any country through the platform ### 2. Virtual USD Card (Cashwise Dollar Card) - One-time or long-term virtual debit cards - Available to Cashwise users for online purchases worldwide - Ideal for travel, subscriptions, online shopping, and global payments - Upgrade digital lifestyle — pay anywhere Visa/Mastercard is accepted online ### 3. P2P Transfers (Peer-to-Peer) - Instantly send money to friends and family worldwide - Transfer in any currency within the Cashwise ecosystem - No geographic barriers — funds move effortlessly between Cashwise users - Competitive market rates on all transfers ### 4. Bills Payment - Pay bills for yourself, friends, and family across multiple locations worldwide - Supported bill types: airtime top-up, data bundles, cable TV subscriptions, electricity bills, betting platform funding - Airtime top-up available for US and Nigerian markets (all service providers) - Discounts available on bill payments ### 5. US Dollar Bank Account (Virtual) - Open a virtual US Dollar bank account in minutes - Ideal for freelancers, gig workers, and entrepreneurs receiving USD payments - Receive payments from international clients directly - Available to Cashwise users for dollar deposits and management ### 6. Gig Economy Support - Accept payments from clients globally, no matter their location - Open USD, NGN, CAD, and GBP accounts in minutes - Designed for remote workers, freelancers, and digital entrepreneurs ### 7. Visitors' Financial Package - Special financial package for travelers to Canada, United Kingdom, and United States - Supports financial comfort during business travel and personal trips - Access funds from home country while abroad --- ## Orbit by Cashwise (Business Product) - **Website:** https://orbit.cashwise.finance - **Launched:** April 2026 - **Description:** A card management system built for businesses — enables companies to create and manage virtual dollar cards for teams, departments, and projects. - **Target markets:** Nigeria and across Africa ### What Orbit Does - Create and issue virtual dollar cards for teams and departments - Fund cards in local currencies (e.g., Nigerian Naira) and pay for global tools and services - Full spend visibility and control for finance teams - Flexibility for operational teams to move fast on approved expenses ### Who Orbit Is Built For - **Marketing teams** — Pay for Meta, Google, LinkedIn ads and marketing tools; track spend per campaign in real time - **Startups** — Manage cloud services, SaaS platforms, productivity tools, and developer infrastructure without using personal cards - **Digital agencies** — Create separate cards per client, campaign, or tool; simplify reconciliation across projects - **Exporters & global businesses** — Pay international vendors, logistics providers, and global platforms with reliable dollar cards - **Remote and distributed teams** — Issue cards to team members across locations; finance teams retain full oversight ### Why Orbit Was Built Cashwise identified core pain points for businesses in Africa operating globally: - Payments failing at critical moments - Reliance on personal cards for business expenses - Limited visibility into team spending - Friction slowing teams when they need to move fast --- ## How It Works (Getting Started) 1. **Download the Cashwise app** — Available on iOS App Store and Google Play Store 2. **Register and complete KYC verification** — Submit valid government-issued ID. The platform is compliance-driven. 3. **Get full account access** — Enjoy multiple currency wallets and all platform features --- ## Regulatory & Compliance - Registered and regulated by the **Central Bank of Nigeria (CBN)** as a Micro Finance Bank - Money remittances provided through a licensed **IMTO (International Money Transfer Operator)** partner - KYC (Know Your Customer) required — government-issued ID mandatory for full account access - Compliance-driven ecosystem --- ## Website Pages | Page | URL | |------|-----| | Home | https://www.cashwise.finance | | Home (Nigeria) | https://www.cashwise.finance/ng | | About Us | https://www.cashwise.finance/about?cn=ng | | FAQs | https://www.cashwise.finance/faq?cn=ng | | Contact Us | https://www.cashwise.finance/contact?cn=ng | | Blog | https://www.cashwise.finance/blog | | Privacy Policy | https://www.cashwise.finance/privacy-policy | | Terms of Service | https://www.cashwise.finance/terms-of-service | | End User License Agreement | https://www.cashwise.finance/end-user-license | | Trademark & Copyright | https://www.cashwise.finance/trademark | | Orbit (Business) | https://orbit.cashwise.finance | --- ## Blog Posts (Selected) | Title | URL | |-------|-----| | Introducing Orbit by Cashwise: Business Card Platform Built for Teams | https://www.cashwise.finance/blog/introducing-orbit-by-cashwise-business-card-platform-built-for-teams | | Pay Bills Online Seamlessly with Cashwise Finance | https://www.cashwise.finance/blog/pay-bills-online-seamlessly-with-cashwise-finance | | Cashwise Virtual Card: A Smarter, Safer Way to Pay Online | https://www.cashwise.finance/blog/cashwise-virtual-card-a-smarter-safer-way-to-pay-online | | How to Maximize Your Dollar Deposits with Cashwise Finance | https://www.cashwise.finance/blog/how-to-maximize-your-dollar-deposits-with-cashwise-finance | | Instant Airtime Top-up on Cashwise | https://www.cashwise.finance/blog/instant-airtime-top-up-on-cashwise | | Data, Cable TV, Electricity Bills, Bet Funding on Cashwise | https://www.cashwise.finance/blog/data-cable-tv-subscription-electricity-bills-bet-funding-on-cashwise | | Cashwise Dollar Card | https://www.cashwise.finance/blog/cashwise-dollar-card | | Funding Your Cashwise | https://www.cashwise.finance/blog/funding-your-cashwise | | KYC & Account Verification on Cashwise Finance | https://www.cashwise.finance/blog/kyc-account-verification-on-cashwise-finance | | Getting Started on Cashwise Finance | https://www.cashwise.finance/blog/getting-started-on-cashwise-finance | | 9 Things To Do for a Smooth Summer Holiday | https://www.cashwise.finance/blog/9-things-to-do-for-a-smooth-summer-holiday | --- ## FAQ Topics Covered 1. About Cashwise Finance 2. P2P Transfers 3. Payments 4. Cashwise Cards 5. Security 6. Support Full FAQs: https://www.cashwise.finance/faq --- ## Social Media - Twitter/X: https://twitter.com/Cashwisefinance (@cashwisefinance) - Instagram: https://www.instagram.com/cashwisefinance/ (@cashwisefinance) - Facebook: https://web.facebook.com/cashwisefinance - LinkedIn: https://www.linkedin.com/company/cashwise/ --- ## Mobile App Downloads - **iOS (App Store):** https://apps.apple.com/us/app/cashwise-finance/id6449849816 - **Android (Google Play):** https://play.google.com/store/apps/details?id=com.cashwiseapp.cashwise --- ## Key Value Propositions (Summary) 1. **Borderless banking** — manage USD, NGN, CAD, GBP accounts in one app 2. **Best market rates** — competitive exchange rates on all transfers and swaps 3. **Virtual USD cards** — one-time or long-term cards for online spending globally 4. **Instant P2P transfers** — send money to anyone, anywhere, in any currency 5. **Bills payment** — airtime, data, cable TV, electricity, betting across Nigeria and the US 6. **Gig economy ready** — receive international payments via virtual US bank account 7. **Travel-friendly** — visitors' package for travelers to Canada, UK, and US 8. **Business card management** — Orbit by Cashwise for teams managing global spend 9. **Regulated and compliant** — CBN-licensed Micro Finance Bank with KYC requirements