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How to Maximize Your Dollar Deposits with Cashwise Finance.

Admin

Posted on

Jun 3, 2025

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3 mins read
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Freelancers, gig workers, and entrepreneurs can now receive USD payments on Cashwise by requesting a virtual U.S. Bank account. However, receiving funds is just the beginning; what matters is what you can do with your money without feeling like you lost value.


Here are six ways to maximise your dollar deposits when you receive international payments through your Virtual U.S. bank account on Cashwise Finance.


1. Instant Naira Conversion

Convert your dollar deposits to Naira instantly and transfer funds to any Nigerian bank account without delays or complications. You are guaranteed the best exchange rates. 


How to convert your dollar to Naira

Log in to your Cashwise App

Click on the swap button on the app bar (beside the home button)

Enter the amount you wish to convert to Naira

Enter your transaction PIN

You will instantly receive the equivalent in Naira Wallet



2. Fund Your Virtual Dollar Card

Cashwise offers multiple variants of virtual dollar cards. On Cashwise, you can get a long-term virtual dollar card with 5 years' validity. You can also get one-time and short-term use virtual dollar cards. The best part? You can gift your friends and family a virtual dollar card right from the Cashwise app. They do not need to be cashwise customers to use the gifted virtual dollar cards. 


Use your virtual card to make seamless international payments and subscriptions on Canva, PlayStation, Namecheap, Netflix, Facebook, Instagram, ChatGPT, and more.


Click here for more details about how to fund your Cashwise virtual dollar card.



3. Send Money via PayPal

You can send USD globally, to anyone, anywhere, using PayPal on Cashwise. Just enter the recipient’s PayPal email address and transfer instantly.


How to send money via PayPal on Cashwise

  • Log in to your Cashwise App

  • Click on Send Money

  • Click on send USD via PayPal 

  • Input the required details 

  • Enter your transaction PIN to complete your transaction 


4. Transfer to U.S. Bank Accounts

Send money directly to bank accounts in the United States with a simple, secure transfer process.


How to send money to U.S. Bank accounts

  • Log in to your Cashwise App

  • Click on Send Money

  • Click on send USD to U.S. Bank 

  • Input the required details 

  • Enter your transaction PIN to complete your transaction 


5. Pay U.S. Bills Effortlessly

You can top up airtime and settle bills for yourself or loved ones in the United States directly from your Cashwise account.


How to pay U.S. bills on Cashwise 

  • Log in to the Cashwise app

  • Tap on ‘pay bills’   

  • Select USA

  • Select preferred operator 

  • Enter the required details

  • Enter/choose the preferred amount

  • Enter your transaction PIN to complete your transaction


6. Send Money to Other Cashwise Users

Cashwise Finance provides all users with free instant transfers to other Cashwise users. These are perfect for sending money to friends and family. All you need is their Cashwise tag.


How to send Money to other Cashwise Users

  • Log in to the Cashwise App

  • Tap on Send Money

  • Tap on send to Cashwise tag (P2P)

  • Enter the Cashwise Tag

  • Enter the amount

  • Enter Narration

  • Enter your transaction PIN to complete your transaction

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